Tag Archives: budget

Smart shopping – Best ways to maintain control of your budget.

smart shopping

to practice smart shopping is to acknowledge that a significant amount of our finances is spent on monthly shopping lists and a lot of times on unchecked unplanned impulsive buys. Granted that there is not much that can be done to avoid or reduce the number of things that are needed and sometimes, simply, desired; there is still a way to do all of it better. The marketplace as we knew it has evolved greatly in the last decade and we are probably experiencing the highest rates of consumerism yet.

How to financially plan for a vacation or travel? (Travel Financial Plan)

travel budget

 

Planning for a good vacation should most likely be the highlight of any individual’s year. Making arrangements for two or three carefree weeks is something important as travelling or vacation can be costly. Figuring out how to do as such easily, and with some component of planning ahead with regards to budgetary arranging, is something that is troublesome yet important to ace. Rather than putting your travel plans off or putting everything using a loan, you must save some money today to have a debt-free vacation in future.  People at times just want to bounce in a car or jump on a plane to escape to some place calm and nice. However, getting away is more agreeable when cash isn’t an issue and duties at work and at home are secured.

Tips for a better personal budget management

budget management

As it was already said, creating a personal budget is one of the first steps for healthier finances. Apart from creating it, following it strictly is the next most important thing to do. How much your budget will help you will heavily depend on the things that you do with it.

Unfortunately, a lot of people have trouble following something like this. They are so used to spending their money however they want to, if you are like this, here are some tips that will definitely help you to stay on track.

100% Electric – How we converted to a Nissan Leaf

100% electric

How going electric can really lighten your monthly budget. I am on an endless quest to reduce my monthly expenses which in turn maximizes our disposable income. One of most families biggest expense category is vehicle ownership. From car payments to insurance to maintenance to fuel, not to mention depreciation, a lot of money is funneled out of your wallet through a vehicle.

Now that I have finished playing captain obvious, you can quickly imagine a few strategies to minimize that exposure. The 2 main ones are