Category Archives: Shopping Tips

Smart shopping – Best ways to maintain control of your budget.

smart shopping

to practice smart shopping is to acknowledge that a significant amount of our finances is spent on monthly shopping lists and a lot of times on unchecked unplanned impulsive buys. Granted that there is not much that can be done to avoid or reduce the number of things that are needed and sometimes, simply, desired; there is still a way to do all of it better. The marketplace as we knew it has evolved greatly in the last decade and we are probably experiencing the highest rates of consumerism yet.

Best Shopping Tipsto Take into Account

You are probably enjoying shopping like anybody else, but have you ever thought that you could do it in a more effective way? Do you even know that the average mall shopper stays 80 minutes and spends 75$ per visit? How could you do shopping in such a way that you will be 100% satisfied with what you have bought, without feeling regrets a day after you made the purchase?

These are some of the question we want to answer in this material. If you want to take care of your budget so you can afford to spend more on travelling or any other interesting activity, the tips we will share are definitely useful for you. Let’ see how you can do shopping in a more efficient way and be one step ahead of anybody else.

This is one thing that people do not do when they buy something. You should find a good way to evaluate your purchase and the most efficient thing you could do is to evaluate by cost per use. You should think about how many times you will use the product or services and then divide the price to that amount. If the result is satisfying then you can purchase it. Just looking at the price won’t be enough. Let’s take an actual example. Suppose you have to choose between a 7$ shirt and a 20$ one. Both could look the same, but the 20$ shirt could be of high quality, meaning you can wear it more times compared to the first one. If you do the math in this case and examine the cost per use, you could see that the 20$ shirt is the best choice.

Don’t spend on things. Spend on experiences

Don’t just buy something for the sake of experience. You should spend your money on things that enable you to do interesting stuff. You should learn to manage expenses in such a way that the things you buy will help you do new things that can teach you a lot of valuable information.

Spend for the real you

Most of the people fall into the trap of buying things for some future aspirations. It is ok to have dreams and to want to achieve a lot of stuff, but when it comes to shopping, try focusing on who you are right now and keep the budget for your “future you” limited.

How to financially plan for a vacation or travel? (Travel Financial Plan)

travel budget


Planning for a good vacation should most likely be the highlight of any individual’s year. Making arrangements for two or three carefree weeks is something important as travelling or vacation can be costly. Figuring out how to do as such easily, and with some component of planning ahead with regards to budgetary arranging, is something that is troublesome yet important to ace. Rather than putting your travel plans off or putting everything using a loan, you must save some money today to have a debt-free vacation in future.  People at times just want to bounce in a car or jump on a plane to escape to some place calm and nice. However, getting away is more agreeable when cash isn’t an issue and duties at work and at home are secured.